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February 2017 Archives

Wrongful denial of disability benefits: Potential remedies

Disability benefits are designed to provide financial relief for workers who are injured while on-the-job. These benefits are part of an insurance policy, and policy holders are entitled to expect payment as outlined in the language of the policy.

Why disability insurers favor ERISA

When you first began working and were offered group long term disability (LTD) insurance as part of your compensation package, you probably did not consider the potential pitfalls you would encounter if you had to file a claim. After all, LTD insurance is supposed to provide an additional income in conjunction with Social Security disability benefits, and who wouldn’t want to have a “safety net” in that regard?

Common pitfalls for long term disability claimaints

Many people understand the long term disability (LTD) benefits they receive through work are there to guard against the unexpected. While this is a prudent way to protect one's income in the event of a debilitating injury or illness, many underestimate the difficulties surrounding the collection of LTD benefits.

Evaluation of disability claims based on back pain

As we have noted in a number of our posts, dishonest long term disability insurers can exploit the medical complexity inherent in many neurological conditions as a basis to formulate a plausible-sounding denial. This is why disability claims stemming from back injuries can be particularly difficult. It is no secret that disability claims adjusters deny many requests based on back ailments. However, it is possible to be successful if you know how insurers evaluate claims.

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