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Are insurers skeptical about neurological ailments?

Neurological conditions like Multiple Sclerosis, brain injuries, migraine and stroke can be physically debilitating.  However, neurological symptoms are often intermittent, appearing and disappearing in a flare-to-near normal cycle that is predictably unpredictable.  This is not only frustrating for the person living with the condition, but can pose problems for those making disability claims based upon a neurological disorder.

Some disability insurance carriers may reject claims on the grounds that they are not objectively demonstrable.  Moreover, because claimants with intermittent symptoms may enjoy temporary periods of good health, insurance companies may rely on literal or figurative snapshots to deny legitimate claims. 

We have noted in prior posts that ailments that don’t have readily identifiable physical limitations may be vulnerable to insurance company sandbagging. As such, it should be expected that disability insurers may take aggressive actions to avoid paying a claim.

In these instances, having an experienced disability law attorney to advance your claim or to protect your interests is essential. A skilled lawyer can help you understand the applicable law as well as the insurer’s obligations to you. A knowledgeable lawyer can also see through the tricks and bad faith actions that could keep you from receiving the compensation you rightly deserve.

If you have questions about how to appeal an improperly denied disability claim, we invite you to contact us. 

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