Fibromyalgia is defined by the medical experts at Mayo Clinic as a "disorder characterized by widespread musculoskeletal pain accompanied by fatigue, sleep, memory and mood issues." The disorder is believed to be an amplification of the sensation of pain. A publication in The American Journal of Medicine notes that the disorder results in a "heightened state of pain transmission."
This syndrome can be debilitating. It can result in symptoms so severe that the person suffering from the syndrome is unable to work.
In these cases, those with fibromyalgia may be eligible for disability benefits.
What benefits are available? Those who are diagnosed with fibromyalgia may have a number of options. Two options to take into consideration include are benefits available through both short and long term insurance.
What are the diagnostic criteria? Fibromyalgia is not merely in someone's head. The objective criteria have changed in recent years, as we discussed in a post last November.
What kind of information is taken into account when reviewing a request from insurance for disability benefits? The exact information that will be requested and reviewed may vary depending on the insurance provider. However, applicants can generally increase their chances for success with the following tips:
- Document. Keep track of all medical records. It is not uncommon for those with fibromyalgia to get tested for a number of disorders. Keep copies of all medical records organized and easily accessible. This will ease the process of applying for benefits.
- Review. Take a moment to review the application. Make sure everything is filled out accurately and all necessary documentation is included before sending it in to the insurance provider.
Unfortunately, denials for these benefits are not uncommon. This is true even when an application is filled out accurately and the applicant qualifies for benefits.
How can an applicant find success when applying for disability benefits? It is important to make sure that the application is completed fully. This may require including various pieces of evidence like medical records. A failure to do so can result in a denial of benefits.
Those who are attempting to navigate this process can benefit from legal counsel. An experienced disability claims attorney can help you pursue the benefits you need.